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Posted on: October 16, 2020

Hurricane Sally Assistance

Disaster Relief

Residents with damage should first register with FEMA at (short-term grants) and then apply to SBA for a disaster loan at Those whose loan applications are denied by SBA will be referred back to FEMA for potential additional grant consideration. If approved for a loan, an applicant is under no obligation to accept it. They can turn it down now, and still “reactivate” their application for up to 6 months from the date of their determination letter. An SBA loan is one tool in a person’s recovery toolkit as they consider all their options. 

It’s important to know that low-interest federal disaster loans are for HOMEOWNERS AND RENTERS, plus businesses of all sizes, non-profit organizations, faith-based organizations, small aquaculture businesses, and small agricultural cooperatives impacted by Hurricane Sally. All can apply for their uncompensated losses – i.e. their insurance wasn’t enough to complete their repairs or they didn’t have insurance. (See the U.S. Small Business Administration Fact Sheet link below for details.) 

  • Individuals do not have to wait for their insurance settlement to apply for a loan. They can get money from SBA to start their repairs and then assign their insurance settlement to pay down their loan. 
  • It’s free to apply and the interest rates are very low. 
  • SBA disaster loans cover things insurance often does not, such as debris removal, decks, fencing, sheds, etc.
  • Terms are up to 30 years to make the payments affordable, and no collateral is required for loans of $25,000 or less. 
  • There is no pre-payment penalty.

 Below please find the SBA documents:

NEWS RELEASE Disaster Field Operations Center East

NEWS RELEASE Disaster Field Operations Center East

SBA Virtual Disaster Loan Outreach Center And Virtual Business Recovery Center for FL


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